Group Term Life Insurance: an Unpaid Supplemental Term Life Program

If you work for a tiny company that has a least of five employees and your employer does not at present have a basic group term life insurance plan or a unpaid supplemental term life program, you can sign up for elastic Plan of Group Term Life Insurance policy. Elastic (flexible) plan of group term [...]

How To Select The Right Type Of Life Insurance

Life insurance is a means for providing financial protection for your family in the event of your death. A life insurance contract is relatively straightforward; you agree to pay a premium at regular intervals, and the insurance company agrees to pay a certain sum of money to your beneficiary upon your death. There are [...]

Missing sleep can increase life insurance rates

We’re not accusing you of snoring, but let’s get technical for a moment. When you fall asleep, the soft tissues in your body relax, and sometimes block your airways. Snoring is your body’s way of moving soft tissue out of the way. If you have a sleep disorder, the best way to get insurance at [...]

The lowdown on high blood pressure and life insurance

High blood pressure is called the silent killer for a reason. One in three adults in the U.S. has it, many with no symptoms, no red flags, and unless they’ve seen a doctor lately, no idea their numbers are so high they are at risk for heart attack or stroke, according to Centers for Disease [...]

Defining Whole Life Insurance

Whole life insurance may be sometimes be branded as permanent or ordinary life insurance. Here is a closer look at this type of life insurance policy. A definition of whole life insurance: * It is a life insurance policy that offers death protection for the insured person’s whole lifetime. * An insurance payout is made [...]